Insurance Inspections / Wind Mitigation

Your Home's Wind-Resistant Features Could Save You Money.

A Florida Wind Mitigation inspection documents specific construction features that may qualify your home for homeowners insurance discounts. Pro #1 Inspections provides a professional evaluation and report for your insurance company to review.

Licensed & InsuredFamily-Owned & Operated9+ Years in Business
What Is Wind Mitigation?

Insurance Documentation, Not a Hurricane Guarantee.

Wind Mitigation inspections focus on building features intended to help a home resist wind damage. Our inspector documents qualifying characteristics that can be verified through accessible observations and acceptable supporting records.

Insurance companies use the resulting report to evaluate eligibility for wind mitigation credits. The carrier determines whether discounts apply and how much they may be worth.

Included With Buyer's Home Inspections

When you schedule a buyer's home inspection with Pro #1 Inspections, your Wind Mitigation inspection and report are included at no additional charge.

The free Wind Mitigation offer applies to our buyer's home inspection service. Standalone insurance inspections are available separately.
Inspection Categories

What We Document

Florida's Uniform Mitigation Verification Inspection Form addresses several important roof and opening characteristics. Credits depend on the insurer's rules and the documentation available.

01 / BUILDING CODE

Building Code Information

Applicable building-code-related information, using available records and the criteria on the current inspection form.

02 / ROOF COVERING

Roof Covering

Roof covering type and qualifying installation or permit information where documentation is available.

03 / ROOF DECK

Roof Deck Attachment

Accessible roof deck fastening characteristics, such as nail type, size, and spacing, where observable.

04 / ROOF CONNECTIONS

Roof-to-Wall Attachment

Visible connection methods, including clips, straps, or other qualifying attachments in accessible areas.

05 / ROOF SHAPE

Roof Geometry

Roof shape classification based on the form's criteria, including whether the roof qualifies as hip geometry.

06 / SECONDARY BARRIER

Secondary Water Resistance

Qualifying secondary water resistance features, when verifiable by accessible observation or acceptable documentation.

07 / OPENING PROTECTION

Windows, Doors & Openings

Qualifying impact-rated glazing, shutters, and other opening protection, subject to verification and form requirements.

Helpful Preparation

What Should You Have Ready?

We can inspect accessible features and review relevant supporting documentation. Some hidden characteristics cannot be confirmed visually, so permit records, product approvals, installation documents, or photographs may help substantiate qualifying features.

Documentation is reviewed for applicability and sufficiency; having paperwork does not guarantee a particular form selection or discount.

Examples of Useful Records

Roof replacement permit information
Roofing contractor installation records
Impact window or shutter product approvals
Prior construction photographs or relevant records
Do not enter unsafe attics or remove building materials to obtain documentation. We only assess areas that are safely accessible.
Simple Process

Three Steps to Your Report

01 / SCHEDULE

Request Your Inspection

Choose a standalone Wind Mitigation inspection or ask about the report included with our buyer's home inspection.

02 / VERIFY

We Inspect & Document

Our inspector reviews accessible features and supporting records as applicable to the current form.

03 / REPORT

Receive Documentation

Receive your completed report to provide to your insurance agent or carrier. Delivery time depends on the service and documentation needs.

Common Questions

Wind Mitigation FAQs

Does a Wind Mitigation inspection guarantee lower insurance premiums?

No. It documents eligible features for carrier review. Any discount and its amount are determined by the insurance company.

Is this the same as a 4-Point inspection?

No. A 4-Point inspection reports on roofing, electrical, plumbing, and HVAC systems. Wind Mitigation focuses on specific wind-resistant construction features.

Do impact windows automatically qualify?

Not automatically. Protection must meet the form's criteria, and documentation and coverage of applicable openings can affect classification.

Can an older home qualify for discounts?

Possibly. Eligibility depends on verifiable construction features, improvements, and the insurer's rules—not simply the home's age.

Florida Wind Mitigation Inspections

Know Your Features. Explore Your Options.

Serving homeowners from Brevard County through Broward County. Request your Wind Mitigation inspection and get the documentation your insurance company can review.

REQUEST AN INSPECTION →