Four Major Systems. One Clear Report.
When your Florida insurance company requests a 4-Point inspection, Pro #1 Inspections documents the visible condition and key characteristics of your home's roofing, electrical, plumbing, and heating and cooling systems.
Focused Documentation for Homeowners Insurance.
A 4-Point inspection is a limited-scope evaluation of four primary home systems. Insurance companies commonly request these reports when reviewing eligibility for coverage, especially for certain existing or older homes.
The inspection is designed to provide insurer-requested information, not to replace a comprehensive buyer's home inspection.
Who Typically Needs One?
Homeowners applying for a new policy, renewing coverage, or responding to a request from an insurance agent or carrier.
What We Document
Our inspector reviews accessible components and records relevant conditions for the agreed insurance inspection form.
Roof System
Visible roof covering type and condition, available roof age or permit information, signs of damage or leakage, and other roof details required by the applicable form.
Electrical System
Accessible service and panel information, visible wiring characteristics, observable safety concerns, and electrical conditions relevant to insurance underwriting.
Plumbing System
Accessible supply and drain piping materials, visible leaks or corrosion, water heater information, and other observable plumbing conditions.
Heating & Cooling
Installed heating and cooling equipment, available age information, and apparent operating condition where safe and practical to assess.
Clear Reporting. No Guesswork.
We gather the available information required by the inspection form, document relevant visible conditions, and provide supporting photographs as appropriate.
Where an item cannot be verified because of access limitations, missing records, or concealed components, we document the limitation rather than assuming a favorable condition.
Prepare for Your Appointment
Three Simple Steps
Request Your Inspection
Tell us your insurance company requested a 4-Point inspection and share any form requirements.
We Review the Four Systems
Our inspector evaluates accessible components and records observations within the service scope.
Receive Your Documentation
Receive your completed report for submission to your agent or insurer. Delivery timing varies by service.
4-Point Inspection FAQs
Is a 4-Point inspection the same as a home inspection?
No. A 4-Point inspection is limited to four systems and is primarily used for insurance documentation. A buyer's home inspection covers a broader range of accessible components.
Does a 4-Point inspection guarantee insurance approval?
No. Your insurance company reviews the findings and makes its own underwriting decision.
Do I need a 4-Point inspection for an older home?
Possibly. Requirements depend on your insurance carrier, property characteristics, and policy. Confirm with your agent.
What if the inspection identifies a problem?
We document the observed condition. Your insurance carrier may request repairs, additional documentation, or specialist evaluation before making a coverage decision.
Can I schedule a Wind Mitigation inspection at the same time?
Yes. Let us know which insurance reports you need when scheduling so we can coordinate the services.
Get the Report Your Insurance Company Requested.
Pro #1 Inspections serves homeowners from Brevard County through Broward County. Contact our family-owned team to schedule a professional 4-Point inspection.
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